Choicehow | Providing You Quality Information: How to Find Banking Routing Numbers

Just because your current internet-based or traditional U.S. bank may be small does not necessarily mean that it doesn't have a routing number. Your bank's routing number exists especially if it's founded by Americans. Banks like Chase, Sovereign Bank, Bank of America, Wachovia, ING DIRECT and Citibank all have routing numbers. Banking transactions which take place in U.S. states like New York, California, Virginia and Minnesota will be hard to carryout without the use of routing numbers. Therefore, here are some good tips on how to find banking routing numbers which are connected to U.S. financial institutions.

Tips

Use telephone numbers of your bank to contact it. Customer service representatives can be very annoying but they will help you to discover the banking routing numbers of banks they are working with when you talk to them on the phone. Without an ABA routing number, you will fail to initiate a wire transfer from an FDIC-insured bank to Bank of America checking account.
Also, finding the routing transit number of a bank can be done through using its checks. Your bank's check shows a nine digit number you can utilize for sending money to outside financial institutions.
The SWIFT network can be used to find information about banks too even though the codes it provides consumers are different from ABA banking routing numbers.