3 Ways to Shop Safely On the Internet
Consumers who want to protect their money must make sure that they shop safely when they are taking advantage of the internet. Most consumers who are using the web for shopping for electronic products like cell phones, cameras, video game consoles and televisions probably have access to debit cards. Generally, debit cards are linked to checking accounts but help consumers to pay for goods they purchase through online stores. While debit cards may be safe to use for buying products on the web, they are not as effective as credit cards. Debit cards do not give their users opportunities to receive refunds unlike general Visa or MasterCard credit cards. Thus, debit cards are likely not ideal for supporting payments made to most online sellers.
- One way to shop safely on the internet is by using a credit card. If you purchase online services, always make sure you have access to an active credit card. A debit card may block you from getting a refund when you purchase a bad service that must not be paid for. In order to stay safe when shopping on the internet, always give potential scammers or criminals access to only your credit card information.
- Shop from reputable sellers. Use the best retail stores for ordering your goods. Buying your favorite Christmas gifts from Walmart or Best Buy may allow you to enjoy safe shopping opportunities. Usually, it is the minor online retail stores which give consumers headaches.
- Use your own PC for ordering wares on the internet. Always shop from online retail stores if you are using your own computer system. Do your best to connect to a private internet connection and avoid relying on public Wi-Fi hotspots when planning to buy electronic goods on the web.
- Can I use my debit card like a credit card? (cardhub.com)
- Does your debit card help improve your credit? (cardhub.com)
- Debit Card Market Penetration (cardhub.com)
- Prepaid debit cards growing business for students, ‘unbankable’ (miamiherald.com)
- Using Your Bank Check Card/Debit Card on Vacation (ally.com)
- How prepaid debit went mainstream (bankrate.com)
- The Best Prepaid Cards for Every Type of Consumer (money.usnews.com)
- BitInstant founder says BitCoin debit card to launch within next two months (engadget.com)
- 5 Credit Card Purchases You Should Never Put On A Debit Card (businessinsider.com)
- Starbucks and Square to Team Up (nytimes.com)